With RebelFi
- Settlement buffers earn during windows
- Prefunding generates yield until disbursement
- Payout queues productive between batches
- Automated yield within operations
- Settlement timing never impacted
Use case
PSPs and Payment Companies
Earn on operational float without slowing payments. Turn settlement buffers into productive capital.
The challenge
Payment companies hold significant capital in settlement buffers, prefunding accounts, and payout queues. This operational float is essential for smooth payment processing but earns nothing while waiting. Traditional yield options require moving funds away from operations.
Without RebelFi
- Settlement buffers earn 0%
- Prefunding locked without return
- Payout queues idle between batches
- Yield requires manual treasury ops
- Risk of delayed settlements for yield
How it works
- 1
Map operational windows
Identify settlement cutoffs, prefunding cycles, and batch schedules.
- 2
Set liquidity policy
Minimum buffers for operational needs.
- 3
Deploy idle float
RebelFi allocates to yield during idle windows.
- 4
Auto-unwind for operations
Funds return before settlement cutoffs.
Example workflows
Settlement buffer yield
Hold $5M in settlement account with 24-hour windows. RebelFi earns yield on the buffer, auto-unwinding before each settlement.
Prefunding optimization
Prefund corridors 48 hours early. RebelFi generates yield during the window, exits 1 hour before disbursement.
Payout queue yield
Merchant payouts batch weekly. RebelFi earns on the accumulating balance until batch execution.
Configuration options
Settlement windows
Time-based yield allocation
Liquidity buffers
Operational minimums
Batch schedules
Payout timing integration
Corridor config
Per-corridor yield policy
Compliance gates
KYT on fund movements
Reporting
Merchant-level attribution
Frequently asked questions
Will this delay merchant payouts?
No. Automatic unwind ensures funds are available before every payout batch. Settlement timing is never impacted.
How do you handle variable volumes?
Dynamic buffer sizing adjusts to transaction volumes. Policy limits prevent over-deployment.
What about compliance requirements?
KYT gates screen all movements. Ring-fenced architecture maintains clean provenance.
Can we use this across multiple corridors?
Yes. Per-corridor configuration with different yield policies and buffers.
Ready to earn on operational float?
See how RebelFi can help your payment company turn settlement buffers into productive capital.