Use case

Exchanges

Generate yield without risking customer funds. Earn on treasury while keeping deposits isolated.

The challenge

Exchanges hold significant stablecoin reserves but face a dilemma: earning yield on customer deposits creates commingling risk and regulatory exposure. Treasury yield requires separating operational capital from customer funds while maintaining liquidity for withdrawals.

With RebelFi

  • Treasury earns during idle periods
  • Customer deposits isolated by architecture
  • Ring-fenced wallets enforce segregation
  • Automatic audit trails
  • Liquidity buffers maintain withdrawal capacity

Without RebelFi

  • Treasury earns nothing in cold storage
  • Yield on deposits creates regulatory risk
  • Customer and treasury funds commingled
  • Manual reconciliation for audits
  • Liquidity vs yield tradeoff

How it works

  1. 1

    Separate treasury from deposits

    Ring-fenced wallets enforce fund segregation.

  2. 2

    Define yield policy

    Set liquidity buffers, approved sources, and risk limits.

  3. 3

    Deploy treasury capital

    Only institution-owned funds touch yield strategies.

  4. 4

    Maintain withdrawal capacity

    Automatic unwind when liquidity needs arise.

Example workflows

Cold wallet yield

Earn on cold wallet reserves above operational buffer. RebelFi unwinds automatically when hot wallet needs replenishment.

Maker fee treasury

Revenue from trading fees accumulates in treasury. RebelFi puts idle treasury to work while maintaining operational reserves.

Insurance fund growth

Insurance fund earns yield while remaining fully backed. RebelFi ensures instant liquidity for any claims.

Configuration options

Segregation rules

Customer vs treasury vs insurance

Liquidity buffers

Per wallet type

Yield sources

Approved venues and risk limits

Unwind triggers

Balance thresholds and time windows

Audit export

On-demand provenance reports

KYT gates

Screening on all fund movements

Frequently asked questions

How do you ensure customer funds are never at risk?

Ring-fenced architecture enforces segregation at the wallet level. Customer deposits never touch yield strategies.

What happens during a bank run scenario?

Liquidity buffers and automatic unwind ensure withdrawal capacity. Policy limits prevent over-deployment.

Can we use this for customer-facing yield products?

Yes. See our Customer Yield product for offering rates to users.

How does this work with existing custody?

RebelFi integrates with your existing custody provider. Zero-custody execution.

Ready to earn on treasury?

See how RebelFi can help your exchange generate yield without risking customer funds.