
Neobank Float Yield: How to Earn 4-6% on Customer Deposits Without Regulatory Risk
Neobanks can earn 4-6% yield on customer deposit float using stablecoins. Here is the compliant architecture that avoids MiCA interest restrictions.

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Neobanks can earn 4-6% yield on customer deposit float using stablecoins. Here is the compliant architecture that avoids MiCA interest restrictions.

How ramping fintechs convert idle USDC float into yield revenue using non-custodial DeFi lending, with settlement window analysis and revenue modeling.

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Compare Aave, Morpho, and Compound for stablecoin yield. We analyze rates, risk, withdrawal speed, and compliance suitability for treasuries.